--- title: "GoCardless Bank Account Data API ยท Hypamoon" description: "The GoCardless Bank Account Data API is open and signs in with a bearer token. What your AI chat can build with it on Hypamoon, with sources." url: https://hypamoon.com/connect-to/gocardless-bank-account-data --- 1. [Connect to](https://hypamoon.com/connect-to) 2. GoCardless Bank Account Data Payments and billing # Connect GoCardless Bank Account Data to Hypamoon Yes. GoCardless Bank Account Data has a public, versioned API and you create the key yourself, so your chat can write the adapter. Open ## The check Three questions about the API of GoCardless Bank Account Data, answered from its own docs. **Public API docs**\ **Yes.** [Read the docs](https://docs.gocardless.com/bank-account-data/overview) **A key you create yourself**\ **Yes.** You get user secrets from the Bank Account Data portal and exchange them for access and refresh tokens. [docs.gocardless.com](https://docs.gocardless.com/bank-account-data/quick-start-guide) **Versions or a changelog**\ **Yes.** Versioned API path (/api/v2/). [docs.gocardless.com](https://docs.gocardless.com/bank-account-data/quick-start-guide) **How it signs in**\ User secrets (secret\_id and secret\_key) from the portal return a refresh token and an access token that lasts a day; the access token goes in the Authorization header. **Webhooks**\ **No.** [docs.gocardless.com](https://docs.gocardless.com/bank-account-data/quick-start-guide) **Hosting**\ Cloud **Condition**\ Each bank connection needs consent from the account holder through a requisition, which expires and has to be renewed. ## Your own bank overview on GoCardless Bank Account Data, built around how you check your money. - Balances and transactions from the bank accounts you connect, with your consent per bank. - AI that matches payments to invoices and flags what does not add up, with you confirming every match. - A screen for your team and a weekly email with what is still open. ### Ask your chat Answers straight from your GoCardless Bank Account Data data, in Claude or another chat with the full Hypamoon connection. - Which customer payments this week are not linked to an invoice? - What is our combined balance across all connected banks? ### On a schedule GoCardless Bank Account Data has no webhooks, so an agent checks every 15 minutes and decides what happens next. 1. Every 15 minutes Every night, new transactions from the connected accounts. AI decides AI matches each payment to an open invoice by amount and reference. Then You get one email with matches to confirm and payments it could not place. 2. Every 15 minutes A bank consent is about to expire. AI decides AI checks which accounts would stop updating. Then The account owner gets an email with the link to renew consent. ### A screen for your team or customers An app on your own address, with sign-in, on top of the same GoCardless Bank Account Data data. - For your team One balance and transaction screen for all your banks. GoCardless Bank Account Data stays the core: your chat builds the rest on its API, as an adapter plus an app and agents in your Hypamoon project. Reading starts after you click Allow in the portal. Every change an agent or a chat makes in GoCardless Bank Account Data waits for your approval, one call at a time. [How adapters work](https://hypamoon.com/docs/adapters) ### Good to know - Your adapter uses a fixed key: you paste it once in the Hypamoon portal, never in the chat, and it only goes to the API host you allow. - GoCardless acts as the authorised account information provider. Account verification is only for paying customers. Status updates come through the redirect after consent, not through webhooks. ## Try it in your chat Fill in what to read and write, and send it. Say this in your chat > Build the Hypamoon recipe build-an-adapter for GoCardless Bank Account Data. API docs: https://docs.gocardless.com/bank-account-data/overview. Read: \[what\]. Write: \[what, or nothing\]. [Open in Claude](https://claude.ai/new?q=Build%20the%20Hypamoon%20recipe%20build-an-adapter%20for%20GoCardless%20Bank%20Account%20Data.%20API%20docs%3A%20https%3A%2F%2Fdocs.gocardless.com%2Fbank-account-data%2Foverview.%20Read%3A%20%5Bwhat%5D.%20Write%3A%20%5Bwhat%2C%20or%20nothing%5D.) In Claude, or another chat with the full Hypamoon connection; adapters are not in ChatGPT yet. You paste the key in the portal, never in the chat. [The full recipe](https://hypamoon.com/r/build-an-adapter) ## Sources Checked on 7 November 2026. - [docs.gocardless.com/bank-account-data/overview](https://docs.gocardless.com/bank-account-data/overview) - [docs.gocardless.com/bank-account-data/quick-start-guide](https://docs.gocardless.com/bank-account-data/quick-start-guide) GoCardless Bank Account Data is a name of its owner, used here only to describe the software. This page is not an official integration and Hypamoon has no partnership with GoCardless Bank Account Data. Found something that changed? Tell us at [support](https://hypamoon.com/support#contact). ## More in payments and billing - [**Adyen** Open](https://hypamoon.com/connect-to/adyen) - [**Authorize.net** Open](https://hypamoon.com/connect-to/authorize-net) - [**Buckaroo** Unknown](https://hypamoon.com/connect-to/buckaroo) - [**Chargebee** Open](https://hypamoon.com/connect-to/chargebee) - [**Klarna** Open](https://hypamoon.com/connect-to/klarna) - [**Mollie** Open](https://hypamoon.com/connect-to/mollie) - [**MultiSafepay** Open](https://hypamoon.com/connect-to/multisafepay) - [**PayPal** Open](https://hypamoon.com/connect-to/paypal) - [**Recurly** Open](https://hypamoon.com/connect-to/recurly) - [**Stripe** Open](https://hypamoon.com/connect-to/stripe) - [**WeFact** Open](https://hypamoon.com/connect-to/wefact) - [**Pay.** Open](https://hypamoon.com/connect-to/pay-nl) - [**Billit** Open](https://hypamoon.com/connect-to/billit) - [**easybill** Open](https://hypamoon.com/connect-to/easybill) - [**GoCardless** Open](https://hypamoon.com/connect-to/gocardless) - 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Ask the chat to check its API. The same three checks work for any software. Your chat reads the vendor's own docs and tells you what it found. Say this in your chat > Check if \[software\] has an open API that a Hypamoon adapter can use: public API docs, a key or token I can create myself without asking the vendor, and versions or a changelog. Link the pages you used. [Open in Claude](https://claude.ai/new?q=Check%20if%20%5Bsoftware%5D%20has%20an%20open%20API%20that%20a%20Hypamoon%20adapter%20can%20use%3A%20public%20API%20docs%2C%20a%20key%20or%20token%20I%20can%20create%20myself%20without%20asking%20the%20vendor%2C%20and%20versions%20or%20a%20changelog.%20Link%20the%20pages%20you%20used.) [Open in ChatGPT](https://chatgpt.com/?q=Check%20if%20%5Bsoftware%5D%20has%20an%20open%20API%20that%20a%20Hypamoon%20adapter%20can%20use%3A%20public%20API%20docs%2C%20a%20key%20or%20token%20I%20can%20create%20myself%20without%20asking%20the%20vendor%2C%20and%20versions%20or%20a%20changelog.%20Link%20the%20pages%20you%20used.) Fill in the name of your software. Checking needs no connection to Hypamoon. ## Ready to connect GoCardless Bank Account Data? Connect your chat once, then ask it to build the adapter. [Start free](https://app.hypamoon.com/?mode=signup&utm_source=connect-to&utm_campaign=gocardless-bank-account-data) Works in Claude, ChatGPT and Copilot. [Add to Claude](https://hypamoon.com/connect?via=connect-to~gocardless-bank-account-data#claude) [Add to ChatGPT](https://hypamoon.com/connect?via=connect-to~gocardless-bank-account-data#chatgpt) [Add to Copilot](https://hypamoon.com/docs/microsoft-copilot)